NEO Home Loans
Lender Incentive
from Sage Homes
Sage Homes, in partnership with our preferred lender, is offering a lender incentive toward a rate buydown on your new semi-custom home in Sage Meadows, Wellington. Choose between the plans below that best fit your needs or call our preferred lender to see how what plan works for you. Funds may come from sellers or borrowers and are subject to contribution limits. Don’t miss this opportunity to make your dream home more affordable—contact us today!
Example
Buydown Summary
Quote Date: 4/14/26
Wondering how a buydown works? Our Example Buydown Summary breaks it down for you. Whether you choose a temporary buydown—with reduced interest rates for the first few years—or a permanent buydown that lowers your rate for the life of the loan, you’ll see real savings on your monthly payments. This visual guide helps you understand how each option impacts your budget. When you finance your new Sage Home through our preferred lender, you’ll receive expert support to choose the best fit for your financial goals. Explore your options and make your dream of homeownership more affordable with Sage Homes.
Purchase Price
Loan Amount
Interest Rate
APR
Term (mos)
Payment
Cash to Close
Monthly Savings
20% Down Permanent Buydown $5K Incentive
$550,000
$440,000
6.125%
*6.315%
360
$3,259
$121,331
$429
20% Down 5/1 Hybrid ARM
$550,000
$440,000
5.500%
*5.729%
360
$3,084
$123,494
$604
20% Down $5K Incentive
$550,000
$440,000
6.125%
*6.461%
360
$3,688
$67,202
$0
10% Down Temporary Buydown
$550,000
$440,000
5.250%
*6.467%
360
$3,414
$68,201
$274
Jim Hauan
The Group Inc. Real Estate
Broker Associate / Partner
Lisa Gustafson
NEO Home Loans
Branch Leader
NMLS# 388937