Preferred Lender
$15,000 Incentive
from Sage Homes
Sage Homes, in partnership with our preferred lender, is offering $15,000 toward a rate buydown on your new semi-custom home in Sage Meadows, Wellington. Choose between a temporary buydown to enjoy a lower interest rate for up to three years or a permanent buydown to lock in a reduced rate for the life of your loan. Funds may come from sellers or borrowers and are subject to contribution limits. Don’t miss this opportunity to make your dream home more affordable—contact us today!
Example
Buydown Summary
Quote Date: 01/13/2025
Wondering how a buydown works? Our Example Buydown Summary breaks it down for you. Whether you choose a temporary buydown—with reduced interest rates for the first few years—or a permanent buydown that lowers your rate for the life of the loan, you’ll see real savings on your monthly payments. This visual guide helps you understand how each option impacts your budget. When you finance your new Sage Home through our preferred lender, you’ll receive expert support to choose the best fit for your financial goals. Explore your options and make your dream of homeownership more affordable with Sage Homes.
Purchase Price
Loan Amount
Interest Rate
APR
Term (mos)
Payment
Cash to Close
Monthly Savings
10% Down Permanent Buydown $15K Incentive
$575,000
$517,500
6.375%
*6.463%
360
$3,850.01
$64,927.19
$0.00
10% Down 2-1 Temp Buydown $15K Incentive 4.875% Start
$575,000
$517,500
4.875%
*6.537%
360
$3,360.13
$68,952.34
$489.88
20% Down Permanent Buydown $15K Incentive
$575,000
$460,000
6.375%
*6.348%
360
$3,435.22
$120,939.47
$414.79
20% Down 2-1 Temporary Buydown $15K Incentive 4.875% Start
$575,000
$460,000
4.875%
*6.435%
360
$2,999.78
$123,433.95
$850.23

Jim Hauan
The Group Inc. Real Estate
Broker Associate / Partner

Lisa Gustafson
NEO Home Loans
Branch Leader
NMLS# 388937




